Business Manager & Business Leader

Recently, I've observed some people on how they perceived & run their businesses.
Initially, any business venture is hungry for profits and cashflows as to keep their neck above the water from being drown with a loss. Upon the survival mode, it is time to switch gear to a growing mode. While growing it, we have to build a strong foundation on supporting the growth with systems, principles and teamwork. Once the compass is define with mission, cultures & values and a leadership team is formed, it is time for exponential growth, which is multiplication! Eventually, sustainability is the key to continue growing and maintaining the business without losing its essence and the original "why" that it exists in the first place.
It can be summarized as:

Creation --> Survival --> Growth --> Support --> Multiply --> Sustain

The summary is short but the process may take a decade!
That's why a business manager can only grow a business linearly.
While a business entrepreneur will grow it exponentially.
What is the difference?
One stand for profits. The other stand for something bigger than profit!!
One keep on taking. The other keep on giving.
One is looking on the short term. The other is building a legacy.
One is developing followers. The other is developing leaders.
One is working on people's weaknesses. The other is discovering people's talents.
One is thinking about greed. The other is thinking on creating values.

When a slight change of mindset & direction occurs, it will create a big impact when we stretch the time frame 10 years down the road. In anyway it is, there is no right or wrong. It is the heart & mind of the founders itself. I personally respect either business managers or business entrepreneurs because it takes guts to create something and to walk a journey separated from the crowd. But the way to create a business and the way to grow it needs a different mindsets & skillsets.

Imagine if every entrepreneur creating businesses to create values, the market will be a better place for all!!
I feel grateful and wish to thank all the business creators out there. Whatever it is, a big THANK YOU for driving a nation forward and to create jobs for people.

Dear Business People, you are the Hero afterall!

Our Inner Ear - Subconscious

Psychologists talk about expressing our problems and stress out. Some people channel it out through yelling, doing exercise, going through some form of therapies or sharing it with friends. Most commonly, we'll choose to share it with a buddy or someone older than us, perhaps lending us a pair of listening ear or some advice.

But I've tried before sharing some burden or stress with friends and the more I shared, the more negative I became! Because when we share, we are the first person to listen to it through our inner ear again & again until it is impregnated into our subconscious. As opposed to what psychologists talk about, the more I think about it and speak about it, the more I magnify the situations. The worst thing is the negative wind is now blowing to our friend who listen to us. Suppose he or she is having a great time and suddenly being striked by "Down-Syndrome" because of us, sharing unnecessary gossips or  negative stuff!

In conclusion, what shall we do? To share or not to share?
To share, we might experience a short sense of relief.
Not to share, we might explode one day!

In my opinion, we should talk it out and share it with 2 conditions;

1. Share with someone positive that we can trust.
2. Share with the mindset of solving it.

The first condition is to enable us to have a sense of relief and acknowledgement of someone knowing what we have gone through. The second condition is to help us to block the on-going flow of negative "chi" to ourself and to others. Eventually, if we let the negative air floats around, it will be cancerous! Until the extreme of someone committing suicide or doing something extreme and harmful without any conscious effort of curing it.

Life is only once.
Let's try our very best to minimize mental pollutions and contaminants in order to live with abundance.

4 Shapes of Life

Previously, I've written "You From Jupiter, I From Neptune" categorizing people's thinking pattern and of course the whole idea is for us to embrace and 'click' with each other instead of magnifying our differences. This message is to further elaborate another angle of viewing people's style and personalities.

Referring to the diagram;

1. Fluidic Externally, Solid Internally - It represent a person's friendliness externally and live by the principles internally. This is of course the best model we ought to have. In terms of communication, it is being handled tactfully and decisions are made based on self-belief and values.
2. Fluidic Externally, Fluidic Internally - This person is a bit of a 'Yes' man on the outside and inside. Extremely friendly and extremely fickle-minded as well.
3. Solid Externally, Solid Internally - Obviously, this person lives an edgy-life! He or She lives by the principles internally but having a hard time communicating and creating long-lasting relationship as they have a hard time blending with others with a different belief systems.
4. Solid Externally, Fluidic Internally - The is the worst of the worst where this person has no solid principles to live by and yet drawing a line between himself or herself with the external world. Eventually, they will be 'quarantined' by others as weirdos!

The 1st shape reminds me of the ancient gold coins used by the Chinese back in the old days. Perhaps at that time, Chinese are mostly live by principles and communicate tactfully. I am not sure, just a plain guess. I hope that blood still flows in the modern Chinese today.

I hope you are not falling into the 4th category!

The whole idea is to be aware of who we are and sharpen our so called 'rounded' principles and soften our 'edgy' way of communicating.

Not Formula One but One Formula

In the area of sales, figure is the main pillar of any business.

No Sales equals to No Profit.
No Profit equals to No Salary
No Salary equals to No Employment.....party's over!

I've learnt a simple formula to achieve success in Sales.

Sales Results = Mindsets x Knowledge x Skillsets x Productivity

Mindsets
Our level of motivation will determine on our level of positiveness and toughness in handling situations, while our desire will push our creativity forward. Past programming is the major part contributing to our mindsets. What we do, say, act, read and socialise with, will mould our way of thinking. Not only that, our belief systems play an important role in shaping our values. Do we believe in working hard or just work smart? Is relationship more important than techniques? What about Macroviews vs. Microdetails? Basically, a right Mindsets is the foundation of all. If the main structure is not solid, forget about building a highrise!

Knowledge
Obviously, this is product benefits or features, market trend, technology applications and industry expertise. Knowing how to put it all together will definitely help us to be more convincing and efficient in our work. Know what we do and do what we know. Establishing systems or structures will expedite tracking process. Widening our knowledge through reading materials can trigger cross-thinking in the sales process. Finally, using a Blackberry on the go will surely speed up the correspondence process.

Skillsets
We can't be anything we want to be, but we can be a lot more of who we already are. If we can find our own talent instead of strength and leverage on it, we will be able to operate in our peak zone. Talent is basically our own Natural Skills, while Strength is more of our Learned Skills.

Example of people who have Talents; They can learn music faster, mix with people easily,  simplify complicated calculations, being able to draw flawlessly or have a great sense of humor! All of these are developed naturally without stressing our brain to perfect it. It is in us already!
What about Strengths? Cooking, Gardening, Writing or Troubleshooting are some of the examples. With continuous practise and time investment, we will consistently be a high performer.

Well, the best is using both to develop our Competencies, Rapport-Building, Probing, Presentation, Tackling Objections and Negotiation. Finally, understanding customer's problems and needs are the ultimatum!

Productivity
This is definitely hardwork. The number of calls, appointments, proposals and follow-ups are the main keys. Of course this is correlated to our time management and prioritization. That's why Productivity is different than Activity. I heard someone ask another person before, "Are you busy failing or busy succeeding?" What a difference!

Just some nuggets sharing with you with the hope that you can form the whole piece of chicken yourself!

Weakness = Strength

Last year, I've written "You From Jupiter, I From Neptune!", about different people with different personalities or thinking styles. Basically people are either a Task-Oriented, People-Oriented, Introvert or Extrovert person. I've found out in different circumstances, a person's Weakness can be the Strength and vice-versa.

Case 1: Be Positive or Negative? We might stay away from negative people but it is those people that will question the practicality and viability of a venture. That is why the term "Cautiously Positive" or "Realistically Positive" are a balance way to move forward, with caution.

Case 2: An Extrovert must be better than an Introvert? An Introvert, who is always being seen as having a non-active or passive personality? The cold, Yin person! Boring to meet them huh...
They might be "allergy" to social gatherings or public speakings but they are really good in processing data and really comes in handy when it comes to planning and organizing. And most of the times, an Introvert will only say the right thing at the right moment because they process thoughts before speaking it out.

Case 3: What about being Open-Minded or Narrow-Minded?
If we are open-minded, some might see us as a non-principled person. Because we are so OPEN and not really focus in life. But open-mindedness can be a source to prevent argument and to adapt to alternative solutions during a crisis.
On the other side, if we are narrow-minded, some may think we are too STIFF and not adaptable to the changes around situations. As Charles Darwin quoted, "It is not the strongest of the species that survives, nor the most intelligent, but the one most responsive to change". But narrow-minded people might get things done as they are focus and doesn't deviate.
Perhaps in a marriage, we should be NARROW-MINDED and focus in one relationship.
But in a business, we should be OPEN-MINDED and be flexible to change.

Case 4: Is Perfection a must? We thought having a perfect command of English will be highly perceived as gentleman! Not really. I've watched a durian-seller, who is a millionaire, speaking broken English that can stir up a crowd and motivate them as opposed to another professional & eloquent speaker who speaks perfectly great, but extremely boring and I felt sleepy listening to him......

So, what's the conclusion?

Between Flexibility and Focus, which one is useful?
Between Negative Thinking and Positive Thinking, which one is better?
Between a Sociable and a Bookworm person, which one do you prefer?

I would say all of it are beneficial, if it is used in the right place.

Flexibility should be practised in business while Focus can be very useful when we want to lose weight!
Negative Thinking and suspicion can be used to uncover crime activities while Positive Thinking can be very uplifting and perhaps, a trait of a cheerleader!
Sociability might be able to improve contacts and networks while Introvert can be a great listener for people who needs a shoulder to cry on!

Therefore, I think a person doesn't really has Strengths or Weaknesses. It really depends on where and how someone use it for betterment or for worst. If having the Right People doing the Wrong Thing or the Wrong People doing the Right Thing, it will be the worst of it. Unless it is the Right People doing the Right Thing, it would be a perfect match!

Remember, before criticising others and magnifying people's weaknesses using the wrong lens, we may want to review "where" is the weaknesses being seen.

I should remind myself as well!!

Powerful Story is more influential than Logical Analysis

Recently, I've met 3 new friends through another friend. What a blessing to know all of em'.

One man in particular, in his 50's, doesn't has a super high education but went through The School of Hard-Knocks! Due to some crisis, he dropped from the status of million-aire to thousand-aire and eventually zero-aire!

He doesn't give up. He learn, explore & kept discovering different strategies to achieve his goal.
Then he bounced back from nothing to SOMETHING. And he taught his children the same principle.
Today, he is living a comfortable life and yet developed the necessary momentum to continue forward.

He thinks like a man of action and acts like a man of thoughts.
After knowing years & years of complications, he knew how to detangled it into few simple principles and he lived & prospered from it.

To summarise what I've observed,
1) We've got to have mentor or mentors in life.
2) Willing to learn & apply.
3) Renew our mind & change strategies till we've got it.
4) Then use the strategies continuingly to gain an empire of wealth!!
5) Share the knowledge & empower others to gain self-satisfaction.

What a blessed meeting....

Focus

Everyday, we tend to focus on many things surrounding us. Some matters while some are mere interruptions.
I've just talked to a friend lately while he was having some difficulties in his job. At that moment, the more he shared with me, the more negative he became. Because he was focusing in the bad stuff while sharing with me. The very first person that listens to it is himself! Again & again & again....

Repetitions will anchor the programming in our mind, either positive or negative, truths or lies, it will stick!

So how do we control or maintain our focus so as to keep the main thing, the main thing?
There are 3 factors;

1. The words that we speak.
2. The way that we speak.
3. The types of questions that we ask.

The words that we chose to communicate will affect how we see or perceive a situation. Words can lead our thoughts. Not the other way round.
I do succumb to negativity at times. But the moment I realized it, I switched station! From NM (Negative Modulation) to PM (Positive Modulation). The faster it is, the better its going to be. Perhaps practising it down to seconds or microseconds!

The way we speak will emotionalise it. And emotions can create a drive forward or a pull backward. Try saying the same sentence with different emotions, you'll get it.

How do we ask questions to ourself will determind our direction of focus. Ever heard someone says,
"Why is this happening to me?"
"Do I look like a loser?"
...instead of...
"How can I do better?"
"How can I win?"
"What can I do to move forward?"

Feel the difference?

Ok, let's practise to control our Focus and use it for the betterment of life.

By the way, I'm down with flu & a bit of soar throat while writing this. But I choose to focus on what I can do and what I want to do instead of dwelling in the sickness zone!

Push & Pull Forces

Most of the times, when we wanted to Push ourself to do something, there is always another thing to Pull us back! Sometimes we just want to follow our Passion or Dream.
But due to our past experiences or failures, we tend step back and think .....
"what if...", "what happen next...", "is it worth doing...", "can I do it..."......etc.

It is like the Right-Brain fighting with the Left Brain....within our Brain!
I've heard someone said before, "The biggest prison in the whole world lies between our ears!" How true...

I've had moment like that before.
When I have a Direction of where I want to go, there is a Devil telling me otherwise.
When I try drafting those Details out, Mr. Distraction will divert my plan.
When I try to just Do It, it ended up as Damn It!!

In my opinion, the best treatment for such symptoms is JUST DO IT.
Sometimes the best time management method that I've ever use is just simply SAYING NO.
We need to do trading between exchanging good things with great things......or great things with greater things.

Once I break that decision barrier and was in the action mode, things become much easier. The initial inertia was the problem.

Remember these 2 forces, it is up to us to choose.

Direction ßà Devil

Details ßà Distractions

Do It ßà Damn It

Eh, you got STUDY or not?....(Part 3)

To me....
Life Education is to unlock and enhance the potential of both Academic & Financial Education gained.

Because Life Education is about ....

- Mindset

- Attitude &

- Experience

Mindset:
It is about our PRE-CONCEPTION and BELIEF that we've build up over the years towards people, events, societies and the world. It affects how we see things, how we think and how we behave.

You'll find short-term thinkers tend to focus on small-people & insignificant events while long-term thinkers discuss on ideas, strategies and vision. It is all about having a Microscopic-Mindset or Telescopic-Mindset.

Sometimes people tend to put a lot of time scratching and digging the ground looking for a RM1 note while they ignore the RM100 note which just flew by their head! They are busy worrying not to lose the RM1 but forgot to look at how to earn RM100!

It also touches on how we PERCEIVE FAILURE; do we personalize it, magnify it, ignore it or USE IT?
You know the answer!

Attitude:
Besides being positive, SOCIAL INTELLIGENCE will help us tap into the Network entity to create success.

Success is about the wealth of having good friends around us as well, besides monetary gain.
It is a person's down-to-earth personality that enable him / her to blend well in societies. What I like the most are those friends / relatives from "kampung" or far from the city. They are so genuine and free from manipulation! It is rare nowadays.

RESPECT & APPRECIATION are another 2 significant factors to build bridges & bonds with people instead of walls. Because our association with people determine our quality of life. It is a war between Virus & Anti-Virus in the society, depending on which program we want to install in our mind!

I've known a person who is not highly educated, got divorced, no goals or directions, not much discipline but managed a few businesses with success lately. Why? He changed and mix with the right crowd! He had developed quite a healthy level of social intelligence!

Experience:
It is all about being RESOURCEFUL to gain valuable experience. It is our personal journey, personal understanding, personal encounter, personal learning & personal adaptation that form our experiences. But make sure we keep uplifting experiences and dilute-off the bad moments.

Keep a wide experiences of knowledge & exposures!

Let's triple-up our Education!

Eh, you got STUDY or not?....(Part 2)

Well, Academic Education does form an elementary staircase for us to climb. But it is definitely not enough.

We need Financial Education.

To make money, there are 4 entities for us to tap into; P-I-C-N

Physical - which is our Neck-Down ability or commonly known as Hard Labour.
We can't progress much using this part of our body. Perhaps RM5 - RM20 / hour! We can survive but can't afford to support a complete family expenses or retired.

Intelligence - which is our Neck-Up ability. It is the ability to manage, analyse, rationalise and calculate. It enable us to look at where we are and where we want to go.

Capital - Use money to make money. The best is to use Intelligence + Capital to generate more Cash! The difference is using our own Capital or Other People's Capital. We can venture into business or investments.

Network - which is our contacts. I've known some people creating investments or business opportunities through the contacts that they have established in the past years. That's where learning to play Golf came in, haha....! Hence, I totally agree with "It is not what you know, it is who you know that matters!"

Today I've got to know a person making RM30,000 in a day in which most people use a year to earn it.
Surprisingly, that person is using "C" & "N" entities only, not using any "I" entity at all!
Hmmmm.....that got me thinking a little.....

Financial Education is about creating Wealth, expanding Wealth and managing Wealth, tapping into the I-C-N entities.
It is about knowing which tools or methods to go about it as well.

In wealth creation, it involve risks. That's why some people are meant to be employee while risk-takers have the potential to be great entrepreneurs or investors. It also depends on whether we are looking at Fast-Short-Term-Income or Slow-Long-Term-Income.

Those who tapped into I-C-N entities are normally creating a Steady & Long term income. While those who tapped into C-N entities only are creating Fast & Unsecured income.

Success is build on the basic pyramid of Academic Education --> Financial Education --> Life Education.
Let's explore that...

To be continue....

You Bhd: A great company or a PN17 company?

Wow, time really flies....

Remember the time that we talked about Y2K? Some are afraid of the "bugs" will shut down certain computer systems!
Here we are... 2010, almost ending!

10 years already past.
Some thought 2020 is still a long way to go.
Yeah, try wasting another 10 years and calculate how many extra wrinkles on our forehead by that time! We won't be able to smile by then as we have extra 2382 fine lines when we do! Well, definitely it is not the fine lines that matter, it is our journey that counts.

Time is only moving in one direction, which is Forward.
But thoughts can be travelling Forward or Backward.
To move Forward, sometimes we need to scan a little Backward.

Perhaps reviewing some aspects of our life will help. Especially in terms of:
1) The income that we earn? Surviving? Satisfying? Enriching? Or "Fatt Tatt" already, haha....?
2) The job that we do? Is it based on passion or merely a surviving tool?
3) Family: Are we settling down? Do we have the correct budget for family planning? Any education fund for our kids?
4) Who is our hero in life? Perhaps any mentor around?
5) Are we happy with where we are? Job, Biz, Charity, Education...etc
6) Do we want to excel in our job, or starting a small biz or try investing?
7) What else do we want to learn more? Leadership? Entrepreneurship? Self-Enrichment? Socialising? Parenting? Playing musical instruments? A different job scope? Property? ...etc
8) The circle of friends that we associate with? Is it the same? Do we want a change?
9) Satisfy with our body weight & posture? Overweight? Fit? Big tummy? Stamina?
10) Our personalities, habits & attributes? Do we want to be more extrovert, risk-taking, positive, open-minded, prudent, generous, caring, result-oriented or people-oriented? ...etc

Well, the list could be endless.
Perhaps we can provoke ourself this question:
"If I have a 100k to acquire a stake in someone's life and expecting a consistent or higher return, who would I invest in?"
Is it "John Wong Sdn Bhd", "Adeline Tan Sdn Bhd", "Shukri Enterprise", "Krishnan Bhd" or etc....
Just think about everyone as a company for a while.....

Then we'll begin mapping People in Business aspects. We'll start searching for the relevant attributes don't we?
Are you going to invest in Intelligence or Emotional Intelligence? Knowledge or Attitude? Certificates or Leadership?

The interesting part is "Are you going to buy a stake of your ownself?"
If "YOU" are listed in Bursa Malaysia as YOU BHD, are you going to buy? Do you think others will buy? Or all of them who have bought it, sold it coz you are a PN17 company!! haha.....
Joke a bit lah...you are not that bad! All of us are unique and I truly believe we have our own spark plug to ignite our real desire and potential in life.

When you think about companies like SPSetia, Maxis, YTL, IOI, Amway, Petronas, HongLeong (of course it is not an endorsement or recommendation to buy!), what are the attributes that we like about them? Perhaps mapping it in-person like Ananda Krishnan, Liew Kee Sin, Francis Yeoh, Tony Fernandes, Idris Jala...etc...
Attributes like Integrity, Growth, Performance, Trust, Confidence, Management, Leadership, Branding, Ethics, CSR....etc, comes to mind.

Well, I hope it can provoke us a little.
Afterall, we are after a balance circle of success and on top of all, HAPPINESS & SELF-SATISFACTION!
Hmmm.....let's think about it....

Purpose of Building A Business

A typical journey that one would go through is studying, graduating, got a cert, go get a job!
After changing jobs for awhile, we realized no matter how many jobs we have changed, we are building something that doesn't belongs to us.
Finally when we reach a boiling-point, we'll say, "That's enough, I'm gonna start my own!"

That is where one more business is being born!

I've came across through reading, listening & association on why certain people started a business. I know there are many reasons but I observed a few highlights.

1) PASSION

Some people turn hobbies into a business. Eg. of housewives turning hobby of making cupcakes into a business. Pet lovers turning passion of loving animals into a pet-store. Natural therapist turning a desire of helping & curing people into a business. Donald Trump, turning his extreme passion for developing buildings and making deals into an empire. Rich Devos has great compassion empowering people doing their own business through starting Amway. Car-Enthusiasts turning car modification into a business.......and the lists goes on.

A business with PASSION is being run differently by the owners. It is more meaningful and lively!
A business that solely filled with the purpose of profitability doesn't create much value for employees to have any sense of belonging in the long run!

TLC - Truly Loving Company, embarked on a journey of selling toiletries with the purpose of donating most of the dividends to charity. It was started by a woman who was too tired of climbing the corporate ladder and wanting to do something meaningful instead.

J-Co Donuts....initially people queueing up like crazy in Pavillion DAILY, to buy donuts. Like refugees queueing up to get their rice! It was started by an Indonesian hair stylist, due to his crazy liking for donuts!

Passion can really drive a business into greater heights.

2) CREATION & INNOVATION

Another group of people started business because they wanted to turn ideas into reality.
When "Uncle Lim" first had an idea of building a resort home up in a hill, he was having around RM300 million and at that time, it was more than enough to have a comfortable retirement. Why does he take the trouble to plot a place called Genting Sempah and eventually build an entertainment hub? And he almost died 5-6 times in the process of building it as he visited the "dangerous" site daily!

Despite being a billionaire and having more than 200 companies, why does Richard Branson build Virgin Galactic and make space travelling a reality? In fact people have been making reservation 1 year before it was launch!

Talking about technology; we can't runaway from iPhone, iPod, iPad...& whatever in future that starts with an "i". Do you think Steve Jobs have created a new world of how we can "enjoy" technology?

A true Malaysia-Boleh hero, Datuk Tony Fernandes, creating a budget airline where "Everyone can fly!"

Whatever it is, any process of turning Ideas or Creation into a Reality or a Business, gives much satisfaction to those who have completed the journey!

3) SOLVING PROBLEMS

Think about it.....what kind of business that is created and doesn't solve any problems?
F & B business is to solve hunger problems....
Computer business is to solve inefficiency problems...
Financial consultation is to solve financial problems...
Maid agency is to solve helper's problems...
Interior designers is to solve home decoration & renovation problems...
But sometimes PASSION in starting & running a business overruled the LOGIC of creating a business.

4) PROVIDING JOBS

Well, this would be a macroscopic level of starting a business or businesses and helping a nation to grow! That is more on a Free Enterprise concept where wealth is freely created & distributed through the channel of capitalistic investment.

It is sort of a "Father" that creates a roof of employment for people especially for developing nation.

Malaysia is a good hub that provides job for foreign workers and thanks to the entrepreneurs who take the risk to start from nothing to something. People that developed this vision when they started a business is reaching the Self-Actualization level of achievement.

Some people thought buying a Ferrari is a waste of money. Why not donating the money to 3rd world countries?
But can you imagine how many jobs that Ferrari has created and empower individuals to feed their family through their dedicated effort?

5) PROFIT GENERATION

Eventually, we can't be doing a business that we like, passionate and solving other's problems without profits.
In which I had friends who actually think we should not make money out of friends if we do business with friends.
How naive! Imagine going to a friend's cafe and insist of paying only the cost price of foods & beverages everytime!

Well, money is not good or bad but it depends on how we use it. Money is also a measurement of how good we tapped into our potential and use the available resources. It can help turn Dreams into Realities as well.

We can't be adding values to our employees without profits.
Team-Building needs money.
Employee-Development needs money.
Salary & Bonus needs money.
Company's annual dinner or trip needs money.

As Jerry Mcguire said...."SHOW ME THE MONEY!"

In conclusion, how the management or business owners run their business depends on the mindset of creating the business in the first place. Whether the top management is greedy or generous, feeling insecure or fully delegating, money-oriented or people-oriented will eventually increase or decrease employee's retention.

If a company has a Vision, Culture, System, Values, Branding, Positioning and Growth, it will not only attract Talents but retaining them as well.

LOVE MONEY & USE PEOPLE......NO, NO,NO....
LOVE PEOPLE & USE MONEY instead!

Change or Regret

5 minutes ago, I've just thought about....

"If we can re-live our life with our current mindset, what are we going to change in the first place?"
....our job?
....our education level?
....our friends?
....our attitude?
....our personality?
....perhaps taking more risks?
....perhaps doing business instead of working a job or vice-versa?
....perhaps pursuing something that we want-to, not something that we have-to?
....perhaps knowing Uncle Lim earlier!
....perhaps buying "that" particular Stock in KLSE that have risen few hundred percent!
....perhaps appreciating more on what we have?
....perhaps striving more on what we don't have?
....perhaps being more dynamic?
....perhaps spending more time with friends & families?
....etc....

So many "perhaps"! For some people, it will be endless.
But some are quite contented & learn to accept what have already "poured" on them.
But it is not too late. We still have time to CHANGE or CREATE things that we wanted.
Or else, the lists above would be longer as time goes by.

Let's cherish the "NOW" moment & do what we want to do!